About As Capital Us

The bridge between Florida businesses and the capital they need.

We're a direct lender on a mission to make business funding faster, clearer, and genuinely supportive of long-term growth.

Who we are

As Capital Us LLC is a Kissimmee, Florida-based direct lender founded on a simple conviction: that access to capital should never be the thing standing between a hardworking business and its next opportunity. Too many capable companies are slowed down by opaque processes, confusing terms, and lenders who treat funding as a one-size-fits-all product. We built As Capital Us to be the opposite — a financing partner that takes the time to understand your business and structures capital around the way you actually operate.

Because we lend directly, decisions stay with our own team rather than getting passed through layers of intermediaries. That means we can move quickly, explain our reasoning, and tailor a funding solution to your revenue, your industry, and your stage of growth. Whether you're a seasoned operator preparing to expand or a newer company seeking working capital to stabilize cash flow, our goal is the same: get you the right capital, on terms you understand, without the runaround.

From our home base in Central Florida, we serve businesses across the state and nationwide. We're proud of our local roots in Kissimmee and equally proud to back ambitious companies wherever they operate.

Our approach

Funding that respects your time and your goals

We believe financing works best as a partnership. That philosophy shows up in everything from how we communicate to how we structure repayment.

  • Clarity over complexity. We spell out terms before you commit — no fine-print surprises.
  • Speed with care. Fast decisions backed by thoughtful, human underwriting.
  • Aligned to growth. Capital sized to expansion, equipment, and working capital needs.
  • One point of contact. A dedicated relationship from first conversation to funding.
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What guides us

Our core values

Transparency

Every business deserves to know exactly what financing costs and how it works. We lead with honest, plain-language terms.

Partnership

Your success is the measure of ours. We structure funding to help you grow, not just to close a deal.

Responsiveness

Opportunities don't wait. We move quickly so you can act with confidence when timing matters.

Integrity

We do what we say. Recommendations are grounded in what genuinely serves your business.

Local commitment

Rooted in Kissimmee and Central Florida, invested in the communities and companies we serve.

Stewardship

Responsible lending means matching capital to capacity, so financing strengthens your business over time.